About Us
A simpler way to turn your note into cash
If you're holding a private mortgage or real estate note and wondering whether you have to wait years to see your money, you don't. Our purpose is to make selling that note straightforward, transparent, and built entirely around what works best for you.
When you sell a property and carry the financing yourself, you become the bank — collecting payments month after month, year after year. It can be a fine arrangement. But life changes. Sometimes a lump sum today is worth far more than a slow trickle of payments stretching into the future, whether you're looking to reinvest, simplify your finances, or simply move on.
That's where we come in. Cash For Private Notes exists to connect note holders with a buyer they can trust, and to walk alongside you through every step — answering your questions plainly, setting honest expectations, and never pressuring you toward a decision that isn't right for you. There's no cost to get a quote, and no obligation to accept one.
Cathy Bailey
Founder & Your Point of Contact
Cathy founded Cash For Private Notes to bring a personal, patient touch to a process that too often feels impersonal. She has worked closely with people for over 30 years, and that experience shows in how she approaches every conversation — listening first, explaining plainly, and putting your needs ahead of the transaction.
Once you share your information, Cathy will personally confirm she's received it and that she's actively reviewing your situation and bringing in the right people at Charter Financial. You'll always know where things stand — no call center, no guesswork.
The strength behind every offer
While Cathy is your local point of contact, the purchasing itself is handled by the team at Charter Financial — one of the largest buyers of privately held notes in the country. Their experience means your note is valued fairly and the transaction is handled with the care and professionalism it deserves. You get the best of both: a personal relationship with Cathy, backed by the resources and track record of an established national buyer.