A personal guide to turning your note into cash today.
Selling a private mortgage note is unfamiliar territory for most people. Our role is to make it clear, comfortable, and straightforward—from your first question through closing.
Your note should serve your life—not hold it up.
A note can be a valuable asset, but waiting years for monthly payments is not always the best fit for your plans.
When you sell a property and carry the financing yourself, you become the bank—collecting payments month after month and carrying the responsibility that comes with them. That arrangement may work well for a time. But circumstances change.
Cash For Private Notes exists to give you another option. We help you explore what your future stream of payments may be worth as a lump sum today, whether your goal is to reinvest, simplify an estate, help family, meet a major need, or simply move forward without years of bookkeeping and collection risk.
We explain the process plainly, set realistic expectations, and never pressure you to accept an offer. The decision remains yours at every step.
Listen first
Every note and every owner’s situation is different. We begin by understanding what matters to you.
Explain clearly
No confusing terminology and no mystery. You receive straightforward answers in plain English.
Respect your decision
A quote is information—not a commitment. You remain in control with no obligation or pressure.
Cathy Bailey
Founder · Cash For Private Notes
Cathy created Cash For Private Notes to bring a personal, patient approach to a process that can otherwise feel impersonal. With more than 30 years of experience working closely with people, she approaches every conversation by listening first and explaining carefully.
Once you submit your information, Cathy personally confirms receipt, reviews your situation, and coordinates with the appropriate professionals at Charter Financial. You will know who to call and where things stand—without a call center or a maze of handoffs.
Personal attention, backed by national experience.
Cathy remains your direct point of contact while the note-purchasing process is supported by an experienced national buyer.
The strength behind every offer
The purchasing itself is handled by the team at Charter Financial, one of the largest buyers of privately held notes in the country. Their experience supports professional valuation, careful due diligence, and an orderly closing process. You receive the best of both: a personal relationship with Cathy and the resources of an established note buyer.
Find out what your note may be worth.
Share a few details about your note and receive a no-obligation review. You can ask questions, consider the numbers, and decide what is right for you.
Get Your Free QuotePrefer to begin by email? Cathy@CashForPrivateNotes.com